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信用卡/Debit卡

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外籍人士辦卡專區

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外籍人士辦卡專區
* Application criteria 申請條件

The SCSB credit card application criteria are as follows:

Primary cardholders’ age should be between 20 and 75. Supplementary cardholders must be primary cardholder’s parents, parents in-laws, spouse, or children and sibling with age of 15 and not above 75. Applicant under 20 shall obtain consent of his/her guardian.
Type of Card
minimum annual income required
Classic
NT$220,000 and above
Gold
NT$300,000 and above
Eternity/ Precious/Platinum
NT$400,000 and above
Signature Business/ Titanium
NT$600,000 and above
World
NT$2,000,000 and above

The required application documents are as follows:
For foreigners:
1. Completed application form
2. A Taiwanese guarantor is required
3. Photocopies of the Alien Resident Certificate (ARC, both front and back) and passport

4. Applicant’s and guarantor’s financial supporting documents:last income tax bill or six months’ paychecks or other relevant documents (i.e. bank’s term deposit or copy of house tax bill)
SCSB reserves the right to request for financial supporting documents or other relevant documents and to grant final approval
* Report of loss or stolen 遺失處理

Please call us immediately to report the lost or stolen card.
Local:0800-003-111
Oversea:886-2-2558-1311
After reporting the lost or stolen card, we will issue a new card as replacement for you.

Handling Fee for Report of Loss or stolen is NT$200.(World card is free;One card is NT$100)
* Revolving Credit Interest 循環信用利率
The calculation of revolving credit interest shall be from the date of entry of the account to be calculated into the revolving credit interest, based on an annual interest rate of 5.46%~15.00% until the full payment of the said account.
* Description on Fees 各項費用收取事項
Description on Fees Rate Standard
Annual Fee 1. Criteria of the annual fee charges: (1) The annual fee of primary World card is NT$10,000. The annual fee of primary Signature Business/ Titanium/ Eternity/ Precious/ Business/ Platinum card is NT$1,200. The annual fee of primary Gold card is NT$800, and the annual fee of primary Classic card is NT$600. (2) The annual fee of supplementary card is the half of the primary card.
2. Terms of waiver or reduction of annual fees:The annual fee of primary Signature Business/ Business/ Titanium/ Eternity/ Precious/ Business/ Platinum/ Gold/ Classic card for the first year is waived for new cardholders. The annual fee of primary Titanium card for the coming year is waived if accumulated spending in the previous year has exceeded 6 times or NT$30,000 respectively. The annual fee of primary Eternity/ Precious/ Platinum card for the coming year is waived if usage or accumulated spending in the previous year has exceeded 4 times or NT$20,000 respectively. The annual fee of primary Gold/ Classic card for the coming year is waived if usage or accumulated spending in the previous year has exceeded 4 times or NT$10,000 respectively. The annual fee of Business card for the coming year is waived NT$100 by every NT$10,000 accumulated spending, and is waived NT$200 by every NT$20,000 accumulated spending, and so on to be waived totally. The annual fee of primary signature Business card for the coming year is waived NT$200 by every NT$10,000 accumulated spending, and is waived NT$400 by every NT$20,000 accumulated spending, and so on to be waived totally. The annual fee of primary World card for the coming year is waived if spending in the previous year has exceeded NT$300,000, or is waived NT$2,500 by every NT$75,000 accumulated spending, and so on to be waived totally.
Default Penalties In the event that the Cardholder fails to make the minimum required payment by the payment due date, the Cardholder will be charged revolving interest pursuant to 3. Revolving Credit Interest above and imposed a default penalty fee. The default penalty fee is calculated as follows (In the event that the Cardholder violates the agreement and fails to make the minimum required payment by the payment due date of each month for over 3 terms, the default penalty will be charged utmost for 3 consecutive terms.) In the month of default or late payment, the default penalty fee imposed is NT$150. When the cardholder defaults or fails to make the minimum payment for 2 consecutive months, the default penalty fee imposed is NT$300. In the event that the cardholder fails to make the minimum payment by the payment due date for 3 or more consecutive months, the default penalty fee imposed is NT$500.
Handling Fee for Cash Advance NT$150 + (amount of cash advance × 3%).
Other Fee 1. Fee for Retrieving the Copies of Signing Bills:NT$100 (World card is free).
2. Fee for Re-issuance of Card:NT$ 200 (World card is free), including change photo, re-issuance for new card for personal reasons, Easycard broken or applying for the second Easycard (excluding been cleaned over 6 months)
3. Handling Fee for Issuance of Clearance Certificate or Billing Statement International Postage:NT$100.
4. Over-pay Refund handling Fee:NT$30.
5. Authorization of Settlement for Overseas Transactions:All the credit card accounts shall be settled in NT dollar or the agreed foreign currency. If the transaction (including handling of refund) is conducted in non NT dollar, or an overseas transaction is settled in NT dollar (including transactions made with overseas merchants in NT dollar), or a domestic transaction is made in NT dollar but is conducted through the International Settlements (including refund) or an overseas transaction, the exchange rate of the transaction shall be the same as the exchange rate on the day which the merchant charges back for the payment from VISA/MasterCard/JCB international organization ( a.k.a the posting date on the account) and the transaction shall be settled with SCSB pursuant to the rules of VISA/MasterCard/JCB international organization, which shall further be converted into NT dollar or the agreed foreign currency based on the settlement rate of the settlement day designated by VISA/MasterCard/JCB international organization and the international exchange rate. The overseas transaction fee shall include both the payment to international credit card organizations (1% in foreign currency) and an additional 0.5% of each transaction amount for every transaction.
6. Re-issuance of Billing Statements more than 3 billing periods ago:NT$100 for each previous billing period. (World card is free)
* Debit card 金融簽帳卡

The Debit Card is not a credit card. It is a card with a general ATM and debit function that can be used for domestic and overseas ATM and purchase transactions. The transaction amount will be deducted directly from the cardholder’s TWD deposit account. The Debit Card does not have the function of delayed payment; neither does it have the functions of cash advance or overdraft. No annual fee for the Debit Card.
The SCSB debit card application criteria are as follows:

Primary cardholders’ age should be 15 and above, who shall hold SCSB deposit account. After opening deposit account, cardholders receive debit card immediately
* Contact Us 連絡方式

24-hour Credit Card Customer Service line:02-2552-3111

send us your opinions and suggestions:service@scsb.com.tw
 
Please manage your finances carefully and value your credit.

Interest on revolving credit:5.46%~15%

Handling Fee for cash advance:NT$150 + the amount of cash advance x 3%

謹慎理財 信用至上; 本行信用卡循環利率為年息5.46%~15% (由電腦評分決定); 預借現金手續費為每筆NT$150+(預借現金金額*3%); 其他相關費用係依本行網站公告www.scsb.com.tw

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